Elite Pay
ElitePay
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Payments · POS · Local Support

Payments that move at the speed of your business.

Elite Pay pairs modern point-of-sale systems with transparent pricing and a real local rep who answers the phone. No contracts. No surprises. Next-day funding.

Get My Free Rate Review Explore POS Systems
No contracts — month-to-month, always
Next-day funding on approved accounts
0% processing with dual pricing
Elite POSCLOVER STATION
2x Cold Brew9.00
1x Chicken Biscuit8.50
1x Peach Cobbler5.25
$22.75  Total
Charging… Approved · funds tomorrow
Clover · Dejavoo
Accept every major card & wallet VisaMastercardAmerican ExpressDiscoverApple PayGoogle Pay
Two ways in

Tell us who you are.

Business Owners

I want to lower my processing costs

Get a free, no-obligation rate review. We'll read your current statement and show you exactly what you'd save with Elite Pay — usually in under 24 hours.

Get My Free Rate Review
Sales Partners

I want to earn residual income

Join the Elite Pay agent program. Sell modern POS with lifetime residual splits, a full CRM, training, and marketing tools — plus a website builder to close more merchants.

Become an Agent
Solutions

Everything you need to take a payment.

One partner for in-store, online, and on-the-go — all reporting into a single dashboard.

Merchant Services

Accept every card and digital wallet with interchange-plus or dual pricing. Next-day funding.

Learn more

Invoicing & Recurring

Send branded invoices and set up recurring billing for memberships and subscriptions.

Learn more

Mobile Payments

Take payments anywhere with a phone or handheld reader — built for trucks and field service.

Learn more

Payment Gateway

Sell online with a secure hosted checkout, virtual terminal, and developer-friendly APIs.

Learn more

Gift & Loyalty

Keep customers coming back with branded gift cards and points-based loyalty programs.

Learn more

Business Funding

Fast working-capital advances based on your processing volume — funds in days, not weeks.

Learn more
Point of Sale

The right POS for the way you sell.

From a full-service restaurant to a pop-up booth — matched to your business and installed by your local rep.

Clover Station Duo

The all-in-one countertop system for restaurants, retail, and service businesses.

Explore Clover

Clover Mini

A compact countertop POS with the full Clover app market in a smaller footprint.

Explore Clover

Clover Flex

A handheld all-in-one for pay-at-the-table, curbside, and payments on the move.

Explore Clover

Dejavoo Terminals

Rugged countertop card terminals with dual pricing built in out of the box.

Why Elite Pay

Local support beats a call center.

No long-term contracts

Month-to-month. Stay because it works, not because you're locked in.

Free equipment placement

Qualified merchants get their POS hardware placed free — no lease, no contract, no gotchas.

Next-day funding

Your money in your account the next business day on approved accounts.

Transparent pricing

Interchange-plus or true 0% dual pricing. You'll always know your rate.

A real local rep

One person who knows your business and shows up in person when you need them.

PCI compliance help

We keep you compliant and protected — no confusing forms to face on your own.

About Elite Pay

Freedom is the point.

Elite Pay pairs modern point-of-sale with something rarer in payments: a local person who keeps showing up after the install. We believe recurring revenue should change what work means — for the family-run businesses we serve and for the agents we train.

That's why the promise reads the way it does: no contracts, no leases, no gotchas — straight answers on savings, fees, and equipment, installs led in person, and problems that get seen, owned, and resolved.

How we grow
Serve one merchant well.
Earn the referral. Link the relationship. Serve the next merchant well. That loop — not ad spend — is how Elite Pay grows.
Freedom. Relationships. Systems. Residual wealth. — The Elite Pay Playbook
Areas we serve

Based in Concord. Serving the Charlotte area.

Elite Pay is headquartered in Concord, NC and works with merchants across Charlotte and the surrounding communities — in person, not through a call center. If you're nearby, your rep shows up.

ConcordCharlotteKannapolisHarrisburgHuntersvilleMatthewsMooresvilleMint Hill

Not on the list? If you're in the greater Charlotte area, we probably still make house calls — ask us.

Industries

Built for your business.

Restaurants & Bars Retail & Specialty Trades & Home Services Salon & Spa Medical & Dental Liquor & Markets Professional Services Mobile & Food Trucks
Pricing

Straightforward, either way.

Two clear models. Your rep helps you pick the one that keeps the most money in your pocket.

Interchange-Plus

Cost+ flat markup

Wholesale cost plus one small, fixed markup — quoted line-by-line on your free rate review.

  • See true interchange on every statement
  • Best for higher-volume merchants
  • Detailed monthly reporting
Get a quote
Most popular

Dual Pricing

0% processing

Offer a cash price and a card price — eliminate your processing fees.

  • Keep 100% of your sale
  • Fully compliant signage & setup
  • Built into Clover & Dejavoo
Start saving

Free Rate Review

$0 no obligation

Not sure? Send us a statement and we'll show you the real numbers.

  • 24-hour turnaround
  • Line-by-line savings breakdown
  • Zero pressure
Send my statement
Become an Elite Pay Agent

Own your book. Earn real residuals.

Bring merchants the tech and support they deserve — and get paid every month they process, for the lifetime of the deal. Full CRM, training library, marketing tools, and a merchant website builder included.

Apply to Partner Agent Login
ElitePay
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Pricing

Straightforward pricing that keeps more in your pocket.

Two clear models, no long-term contracts, and no junk fees buried in the fine print. Your local rep helps you choose the one that saves you the most.

Dual Pricing Interchange-Plus Savings Calculator Free Rate Review
Two ways to price

Pick the model that fits your business.

Most Elite Pay merchants choose dual pricing and eliminate their processing fees entirely. Prefer to absorb the cost yourself? Interchange-plus keeps it transparent.

Most popular Dual Pricing / Cash Discount

0% processing

Post a cash price and a card price. The small card-price difference covers your processing, so your effective cost drops to zero.

  • Keep 100% of every sale
  • Fully compliant signage & receipts included
  • Built into Clover & Dejavoo out of the box
  • Switch back anytime — no contract
See how it works
Interchange-Plus

Cost + a flat markup

Pay the true wholesale card cost plus one small, fixed markup you can see on every statement — quoted on your free rate review. No tiered-pricing games.

  • Full transparency on every transaction
  • Ideal for higher-volume merchants
  • Detailed monthly reporting
  • Rate-match guarantee
See the breakdown
Dual Pricing

Your customers choose. You keep the full ticket.

Every item shows two prices — one for cash, a slightly higher one for card. Customers who pay by card cover the processing cost, so the money that used to go to fees stays with you.

1

We set up compliant pricing

Your POS displays both prices automatically and prints clear, compliant receipts.

2

The customer decides at checkout

Cash pays the lower price; card pays the small adjustment that covers processing.

3

You net the full amount

Your effective processing cost drops to essentially zero — funded next business day.

Cash price Cash

Lunch special$12.00
Iced tea$3.00
Total$15.00

Card price You keep it

Lunch special$12.00
Iced tea$3.00
Card adjustment$0.55
Total$15.55

Illustrative example. The card adjustment covers processing, so your net stays $15.00 either way.

Interchange
Assess.
Elite Pay
Interchange — set by the card brands, paid to the issuing bank Assessments — Visa / Mastercard network fees Elite Pay markup — your only negotiable cost
Interchange-Plus

You only pay us the last slice.

Every card payment has three parts. The first two — interchange and assessments — are fixed and go to the banks and card networks. With interchange-plus, our markup is the small, transparent third slice, and it never changes without you knowing.

No tiers, no "qualified vs. non-qualified" mystery buckets — just wholesale cost plus a flat rate you can audit line by line.

Savings Calculator

See what dual pricing could keep in your pocket.

Drag to your average monthly card volume for a ballpark estimate. Your real number comes from a free statement review.

$25,000
$5k$100k$200k
Estimated savings
$800/mo
$9,600 per year back in your business
Estimate assumes a ~3.2% blended cost eliminated under dual pricing. Actual results vary by card mix and ticket size.
Free Rate Review

Send one statement. We'll show you the real number.

No obligation, no sales pressure. We read your current statement line by line and show exactly what you'd save with Elite Pay — usually within 24 hours.

Get My Free Rate Review Book a Consult
Questions

Pricing, answered plainly.

Is dual pricing legal?
Yes. Dual pricing (also called cash discounting) is permitted nationwide when it's disclosed correctly. Elite Pay sets up the compliant signage, pricing display, and receipt language for you so you're covered.
Are there any long-term contracts?
No. Every Elite Pay account is month-to-month. You stay because the pricing and support work — not because you're locked in.
What does it cost to switch?
Nothing upfront for qualified merchants — hardware is placed free, with no lease, no contract, and no gotchas, and setup is handled by your local rep. We've already placed over $7,000 of equipment with local merchants on this exact model. If dual pricing isn't a fit, interchange-plus has no setup fee either.
How fast do I get my money?
Next business day on approved accounts. You'll see funding and detailed reporting inside your merchant portal.
Can I change models later?
Anytime. Because there's no contract, you can move between dual pricing and interchange-plus whenever it makes sense for your business.
ElitePay
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Clover POS

Clover, set up and supported by a real local rep.

The all-in-one system that runs your whole shop — payments, inventory, staff, and reporting — with dual pricing built in and Elite Pay handling the install, training, and support.

Book a Consult See the devices
EMV chip, tap & swipe Apple Pay & Google Pay Dual pricing ready Next-day funding
Clover StationDUO
2x Al Pastor6.00
1x Birria Ramen12.00
1x Horchata3.50
$21.50  Total
Charge Card →
Clover Station Duo · Elite Pay
The Clover family

One system, four ways to ring it up.

Your rep matches the right device to how you actually sell — and they all sync to the same dashboard.

Station Duo

The flagship countertop system with a customer-facing screen — built for busy restaurants and retail.

Countertop

Clover Mini

The full Clover experience in a compact footprint — perfect where counter space is tight.

Compact

Clover Flex

A handheld all-in-one for pay-at-the-table, line-busting, curbside, and payments on the move.

Handheld

Clover Go

A pocket card reader that pairs with your phone — ideal for markets, popups, and field service.

Mobile
What Clover does

A lot more than taking payments.

Clover replaces the register, the back office, and half a dozen apps you're probably paying for separately.

Accept every payment

Chip, tap, swipe, and digital wallets — with dual pricing built in to cut your fees.

Inventory & menu

Track items, modifiers, and stock levels; 86 an item and it updates everywhere instantly.

Employees & timeclock

Clock-in, permissions, and per-employee sales — know who's selling what.

Reporting & insights

Live sales, top items, and daily close from your phone — no spreadsheets required.

Online ordering

Take pickup and delivery orders that flow straight to the same system.

Loyalty & gift

Built-in rewards, gift cards, and customer marketing to bring people back.

Clover + Dual Pricing

Run Clover at 0% processing.

Dual pricing is built right into Clover — post a cash and card price and the card difference covers your fees. Your rep sets up the compliant signage and receipts for you.

See how pricing works Book a Consult
Built for your business

Configured for how you sell.

Restaurants & bars

Tableside ordering on Flex, kitchen tickets, tabs, and tips — front to back of house.

Retail & specialty

Barcode scanning, variants, and stock counts on Station or Mini.

Services & quick-serve

Fast checkout, appointments, and invoicing for salons, trades, and cafes.

Why buy Clover from Elite Pay

Same device. Very different support.

Big-box and online sellers hand you a box. We hand you a rep.

Local install & training

We show up, set it up, load your menu or catalog, and train your staff in person.

No long-term contracts

Month-to-month, with a rate-match guarantee and no surprise increases.

Support that answers

A real person who knows your business — plus 24/7 processor and device support.

Questions

Clover, answered plainly.

How much does Clover cost?
It depends on the device and how you sell. Qualified merchants get hardware placed free — no lease, no contract, no gotchas — and your rep will put real numbers in front of you during a free consult, no obligation.
Can I use dual pricing on Clover?
Yes — dual pricing is built into Clover, and we set up the compliant signage and receipts so your effective processing cost drops to essentially zero.
Will you move my current menu or inventory over?
We do. Part of the local install is loading your menu or product catalog, tax settings, and staff logins so you're ready to sell on day one.
What if I already have a Clover?
In many cases we can re-program an existing Clover onto Elite Pay's processing and turn on dual pricing. Send us your info and we'll check.
Get started

See Clover set up for your business.

Book a free consult and your local Elite Pay rep will recommend the right device, show you dual-pricing savings, and handle the rest.

Book a Consult See Pricing
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Industries
Restaurants & BarsRetail & SpecialtyTrades & Home ServicesProfessional ServicesMedical & DentalGrocery & MarketsLiquor StoresRegulated & High-Risk
Solutions POS Pricing Partners
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Industries

Built around how your business actually works.

Payments aren't one-size-fits-all. Your Elite Pay rep configures the POS, pricing model, and workflow around your industry — then sticks around to support it.

Restaurants & Bars

Tableside ordering, tabs and tips, kitchen tickets, and online ordering — built for the rush.

Explore

Retail & Specialty

Barcode scanning, inventory with variants, and fast checkout for boutiques and shops.

Talk to a rep

Trades & Home Services

Invoicing, card-on-file, and payments in the field for contractors, plumbers, and HVAC.

Talk to a rep

Professional Services

Recurring billing, virtual terminals, and clean reporting for firms and agencies.

Talk to a rep

Medical & Dental

Patient-friendly checkout, payment plans, and clean end-of-day reconciliation.

Talk to a rep

Grocery & Markets

High-volume lanes, EBT support, and scale integration for markets and delis.

Talk to a rep

Liquor Stores

Age verification, fast lines, and dual pricing that protects tight margins.

Talk to a rep

Regulated & High-Risk

Compliant processing for industries other providers won't touch. Ask us.

Talk to a rep

Don't see your industry? We probably still fit — talk to a rep.

Get matched

Tell us what you do. We'll bring the right setup.

A free consult with a local rep — they'll recommend hardware, pricing, and a plan for switchover with zero downtime.

Book a Consult See Pricing
ElitePay
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About All Industries POS Pricing Partners
Book a Consult
Restaurants & Bars

A POS that keeps up with the dinner rush.

Orders fly to the kitchen, servers close checks at the table, and dual pricing keeps card fees from eating your margin. Set up and supported by a rep who's actually been behind a bar at 9pm on a Friday.

Book a Consult See a sample restaurant site
Table 12CLOVER FLEX
2x Old Fashioned24.00
1x Wings (dozen)14.00
Tip (20%)7.60
$45.60  Total
Close Check →
Pay-at-the-table · Clover Flex
Sound familiar?

The problems we get called about.

"Checkout is our bottleneck"

Servers wait on one terminal while tables stack up. Flex handhelds close checks tableside — turn tables faster.

"Card fees eat our margin"

3% on every ticket adds up to a manager's salary. Dual pricing drops your effective cost to zero — compliantly.

"Kitchen gets orders wrong"

Handwritten tickets and shouted mods cause comps. Orders fire from the POS to a kitchen display, exactly as entered.

The setup

What your restaurant gets.

Pay-at-the-table

Clover Flex handhelds for tableside orders, splits, and tips.

Kitchen display

Tickets fire straight to the kitchen — no lost chits, no misreads.

Online ordering

Pickup and delivery orders flow into the same system as dine-in.

Tabs, splits & tips

Bar tabs with pre-auth, split checks any way, pooled or direct tips.

Menu & 86 board

Update items and prices once — every device and the website follow.

A website included

Menu, hours, and ordering links on our Merchant Website Platform.

The math

What 0% processing means for a restaurant.

A restaurant doing $60,000/month in card sales typically pays around $1,900/month in processing. With dual pricing on Clover, the card price covers that cost — so the money stays in the business.

Run your numbers
Typical restaurant · $60k/mo card volume
$1,920/mo
$23,040 per year back in the business
Illustrative — based on a ~3.2% blended cost eliminated under dual pricing.
Get started

Free consult. Zero downtime switchover.

We install nights or mornings around your service, migrate your menu, and train your staff before the first rush.

Book a Consult All industries
ElitePay
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Become an Elite Pay Agent

Sell once. Get paid every month.

Every merchant you board pays you residuals for the lifetime of the deal — and your split grows as you grow, never capped on production. Bring the hustle — Elite Pay brings the products, training, tools, and support to close.

Apply Now How it works
Lifetime residuals — paid monthly, tracked in your portal
$0 to join — no desk fees
W-9 / 1099 independent agent
Your ResidualsAGENT PORTAL
Month 1 · 4 merchants$310
Month 6 · 21 merchants$1,740
Month 12 · 45 merchants$3,890
Grows monthly
Illustrative example
Your book compounds · you own the relationships
The toolkit

Everything you need to close, included.

Every agent gets full access to the Elite Pay ecosystem — and learns freedom in their faith, family, and finances.

The Playbook & training library

The Elite Pay Playbook — a field manual for the restaurant conversation, territory building, and residual math — plus video walkthroughs and SOPs, updated constantly.

CRM & pipeline

Track every lead and deal from first knock to boarded merchant.

Merchant website builder

Close harder: every merchant you sign can get a website with menu, hours, and ordering built in.

Clover & Dejavoo lineup

Competitive hardware with dual pricing out of the box — free placement for qualified merchants.

Transparent residuals

See your book, your split, and your payout in the portal — no mystery math.

Real backup

Statement analysis help, install support, and someone to call when a deal gets weird.

How it works

From application to your first residual check.

1

Apply

Tell us about you and your market. We'll set up a call within a couple of days.

2

Train

Videos, training modules, and in-person training — boarding, statements, dual pricing, objections — taught by Elite Pay agents who've reached financial freedom themselves.

3

Sell

Board your first merchants with your rep backing you up on the hard ones.

4

Get paid

Residuals hit monthly and compound as your book grows. You own the relationships.

"A commission mindset asks, 'What did I make today?' An ownership mindset asks, 'What did I build today?'" — The Elite Pay Playbook

Why residuals beat one-time commissions
Recurring > one-off
A merchant boarded once keeps paying your book every month they process. Board 3–4 a month and the curve takes care of itself.
Actual splits and figures discussed on your intro call.
Apply

Tell us about yourself.

Takes two minutes. We reply to every application.

Questions

Before you apply.

Do I need payments experience?
No. Onboarding is videos, training modules, and in-person training — covering everything from reading a statement to handling objections — and your first deals get hands-on backup. Hustle and follow-through matter more than a resume.
How do I get paid?
Monthly residuals on every merchant in your book, for the lifetime of the deal. There's no quick-commission model here — you build once and get paid every month. Your split grows as you grow, is never capped based on production, and never drops once you graduate from training. Exact splits are covered on your intro call.
What does it cost to join?
Nothing. No desk fees, no kit to buy. You're an independent 1099 agent — you invest your time, we invest the tools.
Is this full-time or side income?
Either. Some agents build a full-time book; others board a couple of merchants a month around another job. Residuals compound either way.
Who will I be selling to?
Our core lane is owner-operated restaurants — Mexican, pizza & Italian, breakfast & family spots — where relationships matter more than rate sheets. The Playbook and training are built around that field game, and the same system works in retail, trades, and beyond.
ElitePay
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Where are you headed?

Pick your door — merchants and agents each have their own portal.

Merchants

Merchant Login

Statements, funding, transactions, and your business dashboard.

Lost your login? Call your rep or contact support.

Agents

Agent Portal

Dashboard, residuals, training library, SOPs, and the website builder.

Or preview the portal demo without a password in this prototype.

ElitePay
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Support

Real help, from a real person.

Your local rep is the first call — and the lines below are covered around the clock for anything urgent.

Sales & new merchants

Trae Benham — call or text (704) 783-8922, or email Trae@elitepay.cc.

Merchant & agent support

Will Wood — call or text (704) 783-8437, or email Will@elitepay.cc.

24/7 POS & hardware help

Terminal down during dinner rush? The help desk answers around the clock, plus your rep for menu and settings changes.

Send a message

We'll get back fast.

Welcome back, Trae

Here's how the book looks today. (demo figures)

• Admin · Owner
Monthly Residuals
$14,280
6.2% vs last month
Active Merchants
63
4 boarded this month
Pipeline (CRM)
19
7 awaiting approval
Processing Volume
$2.1M
9.4% MTD

Recent activity

NoDa Coffee Co. approvedBoarded on Clover Mini · yesterday
Merchant
Will updated "Boarding a New Merchant Start to Finish"Training video · 3 days ago
Training
July residuals posted$14,280 across 63 merchants · 5 days ago
Residuals
New Merchant Application Checklist revisedSOP · last week
Documents

Training & SOPs

Videos and documents for every step of the sale.

Residuals

Month-by-month payouts across your book.

Website Builder

Spin up a site for any merchant you board.

Merchants

Your boarded accounts. (demo data)

BusinessPOSBoardedMonthly VolumeStatus
NoDa Coffee Co.Clover MiniAug 2026$41,000Active
Casa Verde TaqueriaClover Station DuoJul 2026$58,500Active
Plaza Midwood BarbersClover FlexJul 2026$12,200Active
Queen City LiquorsDejavooJun 2026$96,800Active
Dilworth Family DentalDejavooJun 2026$34,600PCI due
Tom's Place High PointClover Station DuoMay 2026$38,400Active

Residuals

Paid monthly on every active merchant. (demo data)

This Month
$14,280
6.2% vs June
Year to Date
$87,410
Jan – Jul 2026
Avg / Merchant
$227
across 63 accounts
MonthMerchantsVolumePayout
July 202663$2.08M$14,280Paid
June 202659$1.94M$13,450Paid
May 202655$1.81M$12,610Paid
April 202652$1.70M$11,890Paid
March 202648$1.62M$11,020Paid

Agent Support

Stuck on a deal or a device? Start here.

Call Trae or Will

Deal structuring, statement reviews, and anything merchant-facing.

24/7 processor line

Boarding status, funding questions, and account maintenance.

Hardware & deployment

Device orders, swaps, and installs — see the Hardware SOP first.

Merchant having an issue? Send them to the public Support page — or open a ticket for them with the processor line.

Training & Resources

Everything your agents need — videos and SOPs, kept current by you and Will.

• Admin mode — you & Will can edit
Training Videos
18
across 6 categories
SOPs & Documents
12
PDFs & guides
Last Updated
2 days ago
by Will

Training Library

12:04Edit
Onboarding

Boarding a New Merchant Start to Finish

Updated 3 days ago
08:37Edit
Sales

Reading a Statement & Building a Rate Review

Updated last week
15:20Edit
Product

Dual Pricing Explained & How to Pitch It

Updated 2 weeks ago
06:52Edit
Hardware

Clover Station Setup Walkthrough

Updated 2 weeks ago
10:15Edit
Objections

Handling "I'm Locked Into a Contract"

Updated 3 weeks ago
04:48Edit
CRM

Logging Deals & Keeping Your Pipeline Clean

Updated last month
09:26Edit
Sales

The Discovery Call Framework

Updated last month
07:11Edit
Compliance

PCI Compliance Made Simple for Merchants

Updated last month
13:40Edit
Hardware

Dejavoo Terminal Setup & Dual Pricing

Updated 2 months ago

SOPs & Documents

New Merchant Application ChecklistPDF · updated 3 days ago by Will
Onboarding
Rate Review SOP — Step by StepDoc · updated 1 week ago by Trae
Sales
Dual Pricing Compliance & Signage GuidePDF · updated 2 weeks ago
Compliance
Hardware Order & Deployment ProcessDoc · updated 3 weeks ago
Hardware
Objection-Handling ScriptsDoc · updated last month
Objections
New Agent Welcome PacketPDF · updated last month by Trae
Onboarding
Clover vs. Dejavoo — Which to PitchPDF · updated 6 weeks ago
Product
ElitePay
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Merchant Website Platform

Give every merchant a website that sells.

Spin up a fast, mobile-ready site for any restaurant or shop in minutes — then manage menu, hours, photos, and online ordering from one place. Built to match sites like Johnny Nevada's.

Included with the agent website builder. Pick a template, connect a custom domain, and the merchant is live. Every site is SEO-ready and tracks its own analytics.
Restaurant Template 1Bold / Street food
Restaurant Template 2Clean / Upscale
Restaurant Template 3Moody / Nightlife

Manage everything from one dashboard

The tools built into every merchant site.

Menu Management

Update items, prices, and photos anytime — changes go live instantly.

Online Ordering Links

Connect ordering and delivery so customers can buy right from the site.

Hours & Locations

Keep hours, holidays, and multiple locations accurate everywhere.

Photos & Gallery

Show off the food and the space with a fast, curated photo gallery.

SEO

Built-in local SEO so customers find them on Google Maps and search.

Website Analytics

See visits, orders, and top pages — know what's actually working.

Custom Domains Mobile-ready Reviews widget Social links Cash-discount badge
Sample site built on Elite Pay's Merchant Platform
(704) 555-0139 Order Online
Handmade · Family owned · Charlotte

Tacos worth the drive.

Slow-cooked meats, hand-pressed tortillas, and salsas made fresh every morning. Street-food soul, served fast.

Order Online View Menu
4.9 · 320+ reviews on Google & Yelp
Voted #1 Tacos in Charlotte
$3Street Tacos
Handmade daily Cash discount every day Catering available Open 7 days Handmade daily Cash discount every day Catering available Open 7 days
The Menu

Made from scratch, every day.

Street Tacos

Al Pastor$3.00Marinated pork, grilled pineapple, onion, cilantro.
BirriaFan favorite$4.00Slow-braised beef with consomé for dipping.
Carne Asada$3.50Grilled steak, salsa verde, fresh lime.
Carnitas$3.25Crispy pork, pickled red onion.
Nopales (v)$3.00Grilled cactus, queso fresco, salsa roja.

Tamales

Pork in Red Chile$3.50Our abuela's recipe, wrapped and steamed daily.
Chicken Verde$3.50Tender chicken in roasted tomatillo salsa.
Rajas & Cheese (v)$3.25Poblano strips and melted cheese.
Sweet Corn$3.00A little sweet, a little smoky.

Plates & Sides

Birria Ramen$12.00Rich consomé, noodles, braised beef, lime.
Loaded Nachos$9.00Choice of meat, beans, crema, pickled jalapeño.
Elote$4.50Grilled street corn, cotija, chile-lime.
Chips & Salsa Trio$5.00Roja, verde, and habanero.

Drinks & Sweets

Horchata$3.50House-made cinnamon rice milk.
Agua Fresca$3.00Ask about today's flavor.
Churros (3)$4.50Cinnamon sugar, warm chocolate dip.
Tres Leches$5.00Three-milk cake, whipped cream.

Prices shown are cash prices — a small card price applies at checkout. Ask about weekly specials and catering trays.

EST.
2016
From our family's kitchen to your table.
Our Story

Three generations of recipes.

Casa Verde started as a single food truck on Central Avenue, run by our grandmother with nothing but a comal, a cooler, and recipes she carried from Jalisco. The line down the block told us we were onto something.

Today we still press every tortilla by hand and simmer our birria overnight — because shortcuts taste like shortcuts. Come hungry, leave family.

Come say hello
Hours

Come hungry.

Monday11:00a – 9:00p
Tuesday11:00a – 9:00p
Wednesday11:00a – 9:00p
Thursday · Today11:00a – 10:00p
Friday11:00a – 11:00p
Saturday10:00a – 11:00p
Sunday10:00a – 8:00p
Find us

3216 N Davidson Street, NoDa, Charlotte, NC 28205

Call or order

(704) 555-0139 · pickup ready in ~15 min

Catering

Taco bars and tamale trays for parties of 10–200.

Reviews

People are talking.

"The birria is life-changing. I drove 40 minutes and would do it again tomorrow."

M
Marisol R.Google review

"Real deal street tacos. Tortillas pressed to order, salsas with actual heat. My new spot."

D
Devon P.Yelp review

"Catered our office of 60 and everyone raved. Easy to order, on time, unreal churros."

A
Aisha K.Google review

5.0 on Google · 4.9 on Yelp · 320+ reviews

Hungry yet?

Order online for pickup or delivery — most orders are ready in about 15 minutes.

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Sample site built on Elite Pay's Merchant Platform · Restaurant Template 2
(704) 555-0184 Reserve a Table
Farm to table · Downtown Concord

Fresh, local, every day.

A seasonal menu built around what our partner farms harvested this morning. Quiet rooms, honest cooking, and a porch made for long dinners.

Reserve a Table Tonight's Menu
SeasonalLocal farmsHandmade pastaSunday supper
Tonight's Menu

What the season gave us.

Menu changes weekly — this is a taste of a typical evening.

To Start

Heirloom Tomato Salad$12Burrata, basil oil, sourdough crumb.
Roasted Carrot Soup$9Creme fraiche, toasted pepitas.
Deviled Farm Eggs$8Chive, smoked paprika, pickled mustard seed.

Mains

Sunday Roast Chicken$24Half bird, pan jus, root vegetables.
Handmade Pappardelle$21Short rib ragu, pecorino.
Carolina Trout$26Brown butter, capers, charred lemon.
Garden Plate (v)$18Whatever's best from the field today.

Prices shown are cash prices — a small card price applies at checkout.

EST.
2019
Grown twenty minutes from your plate.
Our Farms

We know every field by name.

Everything on the menu starts with our partner farms across Cabarrus and Rowan counties — picked in the morning, plated by evening. When the season turns, so do we.

Ask your server what came in today. They'll know, because they helped unload it.

Plan a visit
Hours

Join us this week.

MondayClosed
Tuesday5:00p – 9:00p
Wednesday5:00p – 9:00p
Thursday · Today5:00p – 9:30p
Friday5:00p – 10:00p
Saturday11:00a – 10:00p
Sunday10:00a – 2:00p · Supper 5p
Find us

24 Union Street S, Downtown Concord, NC 28025

Reservations

(704) 555-0184 · parties of 6+ please call ahead

Private events

The garden room seats 30 for rehearsals and showers.

Dinner's better on the porch.

Reserve a table and let the season do the cooking.

Reserve a Table
Sample site built on Elite Pay's Merchant Platform · Restaurant Template 3
(704) 555-0121 Order Now
Open til 3 AM · 7 nights

Comfort food, any hour.

Smash burgers, disco fries, and breakfast all night. For the closers, the late shift, and everyone who isn't done yet.

Order Now See the Menu
Breakfast all night
$6Milkshakes
Open til 3am Breakfast all night Late-night delivery Shakes & floats Open til 3am Breakfast all night Late-night delivery Shakes & floats
The Menu

The late-night classics.

Burgers & Plates

Double Smash BurgerHouse favorite$11American cheese, pickles, diner sauce.
Disco Fries$8Gravy, mozzarella curds, scallion.
Patty Melt$12Rye, caramelized onion, swiss.
Nashville Hot Tenders$10White bread, house pickles.

All-Night Breakfast

Pancake Stack$9Maple butter, choice of bacon or sausage.
3 AM Hash$10Crispy potatoes, two eggs, peppers, cheese.
Biscuits & Gravy$8Buttermilk biscuits, sausage gravy.
Hand-Spun Milkshake$6Vanilla, chocolate, or the flavor of the week.

Prices shown are cash prices — a small card price applies at checkout.

Hours

We're up late.

Mon – Wed6:00p – 2:00a
Thursday · Tonight6:00p – 3:00a
Friday6:00p – 3:00a
Saturday6:00p – 3:00a
Sunday6:00p – 1:00a
Find us

1500 Central Avenue, Plaza Midwood, Charlotte, NC 28205

Call it in

(704) 555-0121 · ready in ~12 min

Late-night delivery

Until 2:30a through our ordering partners.

Hungry at midnight?

We're already flipping the burgers. Order ahead and skip the wait.

Order for PickupOrder Delivery
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Resources

Merchant account checklist.

Everything you need to get approved fast — gather these seven things and we handle the rest.

Why underwriters ask for all this

Every merchant account runs through underwriting with the processing bank. It looks slow and paperwork-heavy from the outside, but when the file is complete, most accounts approve in one to two business days. Incomplete files are what drag on for weeks. Gather the items below before your application and you'll be taking cards this week, not this month.

1.
Voided check or bank letter
For the account where your deposits land. A preprinted voided check is fastest; a bank letter with the account and routing number works too.
2.
Government-issued ID
Driver's license or passport for every owner with 25% or more of the business.
3.
EIN or SSN
Your federal tax ID. Sole props can use an SSN; everyone else uses the EIN from the IRS letter.
4.
Business formation document
Articles of organization or incorporation — or your DBA filing if you operate under a trade name.
5.
Three months of processing statements
Only if you're switching from another processor. This is also how we find the savings — bring these and we'll do a free rate review.
6.
Physical address and contact info
The address where you actually operate (P.O. boxes don't fly with underwriting), a working phone, and an email you check.
7.
A rough monthly volume estimate
Your best guess at monthly card volume and average ticket. Estimates are fine — underwriters just need the ballpark.

What happens after you apply

Your Elite Pay rep submits the file, underwriting reviews it (usually 1–2 business days), and the moment you're approved we schedule your equipment — free placement, installed in person, with training for your staff. Deposits typically start hitting your account the next business day after you begin processing.

Have your documents ready? So are we.

Start My Application
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Resources

Chargeback management.

What chargebacks are, how to prevent them, and exactly what to do when one lands.

What a chargeback actually is

A cardholder disputes a charge with their bank, and the money comes out of your account while the card network investigates. You get a window — usually 20 to 45 days depending on the network — to submit evidence and fight it. Ignore the notice and you lose by default, plus a chargeback fee.

Prevent them before they happen

Most chargebacks are preventable. Use a clear billing descriptor so customers recognize the charge on their statement. Get signatures or chip-and-PIN on card-present sales. Post your refund policy where customers can see it — on the receipt, at the register, on your website. Respond to refund requests fast: a $40 refund beats a $40 chargeback plus a $25 fee and a mark on your account, every time. And keep receipts, signed tickets, and delivery confirmations for at least 18 months.

When one lands anyway: your response checklist

1) Note the deadline on the notice — it is unforgiving. 2) Pull your evidence: the signed receipt or EMV record, invoices, delivery or pickup confirmation, any texts or emails with the customer. 3) Write a short cover note: what was sold, when, to whom, and why the charge is valid. 4) Submit everything before the deadline through your processing portal. 5) If the customer is actually right — refund it and move on. Fighting a losing dispute costs more than the sale.

Watch your ratio

Card networks flag merchants whose chargeback ratio passes roughly 0.9% of transactions. Getting flagged means fines and monitoring programs, and in bad cases a terminated account. If you're seeing more than a couple of disputes a month, don't wait — that's a process problem we can usually fix.

Fighting a chargeback right now? Call your rep — we've written a lot of winning responses.

Get Help With a Dispute
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Resources

PCI compliance, made simple.

The card industry's security rules in plain English — and how to never pay a non-compliance fee.

What PCI is, in one paragraph

PCI DSS is the card industry's security standard — the rules every business that touches card data agrees to follow. It isn't a law and it isn't optional; it comes with your merchant agreement. For most local businesses, staying compliant means using secure, up-to-date equipment and answering a yearly questionnaire honestly.

What it means for a business like yours

If you run a modern terminal or POS — like the Clover and Dejavoo hardware we place — card data is encrypted the moment the card taps or dips, and you never store a card number anywhere. That puts most of our merchants in the simplest compliance categories, where the whole exercise is a short self-assessment questionnaire (an SAQ) once a year.

The yearly routine

Once a year you'll complete the SAQ through the processor's compliance portal — 15 to 30 minutes for a typical shop. Some setups also need a quarterly automated scan, which the portal runs for you. Do that, and you're compliant. Skip it, and most processors add a monthly non-compliance fee ($20–$40, forever) until it's done. It's the easiest fee in the industry to avoid.

The rules of thumb that keep you safe

Never write card numbers on paper or store them in a spreadsheet. Never take card numbers by email or text. Change default passwords on anything connected to your POS. Keep your terminal software updated — ours update automatically. If it feels sketchy, it's non-compliant: when in doubt, ask your rep.

How Elite Pay helps

We set up every merchant on hardware that's compliant out of the box, walk you through the SAQ the first time so it never becomes a mystery fee, and answer the “is this okay?” questions all year. Compliance shouldn't need a consultant — it needs a rep who picks up the phone.

Paying a PCI non-compliance fee right now? Bring us your statement — that's usually the first thing we erase.

Get My Free Rate Review
ElitePay
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Local Partners

Better together, Charlotte.

A referral network for the pros who serve the same local businesses we do.

The referral network we're building

Elite Pay grows the same way our merchants do — through relationships. We're building a bench of Charlotte-area professionals we trust with our merchants' businesses, and who trust us with their clients' payments.

Who we partner with

Restaurant and retail consultants. Bookkeepers and CPAs. Commercial realtors and business brokers. POS installers and IT pros. Web designers. Business bankers. If your clients take card payments, we should know each other.

How it works

Simple and reciprocal. You send us a business that needs better payments; we treat them the way you'd want your client treated — straight answers, no contracts, local service. We send you our merchants when they need what you do. No fees, no paperwork, just professionals looking out for the same small businesses.

Work with Charlotte-area businesses? Let's talk.

Introduce Yourself
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Privacy

Privacy Policy

The short version: we collect only what you send us, we use it to respond to you, and we never sell it.

What we collect

When you contact us or apply to the agent program, we receive the information you choose to send — typically your name, business name, phone number, email, and your message. This site does not run advertising trackers and does not use cookies to profile you.

How we use it

To respond to your inquiry, review your application, provide a rate review you requested, and service your account if you become a merchant or agent. That's it.

What we don't do

We do not sell or rent your information. We share it only with the service providers needed to run our business (for example, the payment processor that underwrites a merchant account you apply for) or when the law requires it.

Your choices

Want your information corrected or deleted? Email Will@elitepay.cc and we'll take care of it.

Contact

Elite Pay · Concord / Charlotte, NC · Trae@elitepay.cc · (704) 783-8922

Last updated August 2026.

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Terms

Terms of Use

Plain English, like everything else we do.

This site is informational

Content here describes services Elite Pay offers. It isn't a contract, a rate quote, or financial advice. Savings examples and calculator estimates are illustrative — your actual numbers come from a written proposal based on your statement and the current approved program.

Merchant & agent agreements control

Processing services, equipment placement, and agent compensation are governed by the signed agreements for those programs, not by this website. Pricing programs (including dual pricing and cash discount) follow current card-network rules and the approved program in your agreement.

Demos are demos

The portal preview and sample merchant websites on this site use fictional data and are shown to illustrate what we build. They don't depict real merchants or real earnings.

Trademarks

Clover, Dejavoo, QuickBooks, and other marks belong to their respective owners; their use here identifies compatible products and implies no endorsement.

Questions

Trae@elitepay.cc · (704) 783-8922

Last updated August 2026.